HTn0+hIvP'@8fd8 P^g6lkGs/\;],+ki*P %![3Di9N3z5e:F=N0VQ/w~DVJ)whb!c&{bp"B6/;[!6DSg Due to a January 1, 2010 Bylaws change, retired Local 48 members are no longer required to continue payment into the Local Union Death Benefit plan. A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. If I elect COBRA, can I drop the Dental and Vision Benefits and pay the ALT plan? Is there a deductible on our Prescription Drug Plan with CVS/Caremark? endstream endobj startxref hbbd```b``"dd `0fXD, X$ fk q 8 : 54K6*yML?xW^7djdPh\b2T7x$u~ZXvzWLe3dvNb8XM:5fWQ: bH4@HZM|aoN;1sG(zt;0@%3qhy:~~V\d]^uP_!|fV7t{7np63b}MK'D s;m/3+ 1D9 0 In the event of your death, the individual you last named on your data card will be who your death benefits (if eligible) are paid. Site Map | For information regarding "Alternative Plan" co-pays, please refer to the 2020 Summary Plan Description and Plan Document under Documents & Forms or contact CVS/Caremark at 1-844-345-3233. Phone: (813) 621-6451 Fax: 813-623-1623. You can go anywhere youd like. xbb2e`b``3 1x4>( Hu When I am eligible for Medicare, do I have to take the Transamerica coverage if I wish to continue my participation in the Retiree Plan?If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible? ONLINE1. N%8 2QRp H`9PRPJ What happens to my spouse if I pass away after I retire? When I become eligible for Medicare, do I have to purchase Medicare Part B? Effective January 1, 2013, monthly dues will be $30, with $15 attributable to the IBEW Pension Benefit Fund. Q6: Can an "A" member drop the pension benefit and still maintain the death benefit coverage? pREq .CnaKqK`4"j{C-]K5NK#fwdEL@8e$8c^lJ(1Y+u%'^ruP`-O$*qw]t>=]W2% nF2'i>IHy #! An informational dental card is included in new member packets which instructs you as to how to find an in-network provider. You may choose one, or a combination of these benefit options. You have two options: Report Lost/Stolen - you will get 2 Benny Cards with a new number Order Replacement - you will get 2 Benny Cards with the same number as your current Benny Card Please note:-Your address will be displayed for verification. . What is the difference in the Joint & Survivor options and the 5 or 10 year certain options?All options are a lifetime benefit for the participant. The benefit amount will increase to $5.50 per month for each full year of such continuous "A" membership earned in and after 2023. In addition to payment from your account balance, your beneficiary may receive a death benefit based on your age and years of continuous participation when contributions were made to the Plan. If I take another job after I retire, will I lose my pension? The main pension rule governing defined benefit pensions in death is whether you were retired before you died. Benefits Office. 1. . (c) Set Off of Death Benefit. BENEFITS TO MEMBERSHIP. $6,000 death benefit for retired employees. This letter is used to determine if you are still disabled and to show when you have recovered. The calendar year maximum is $400 for covered vision services on participants and dependents age 18 and older. In response to this dilemma, members of the IBEW established a fraternal death benefit association in 1922 whose essential purpose was to provide the named beneficiary of a deceased member a sum that might permit our member to be interred in a dignified manner. 3) Stop paying dues when starting retirement . If you return to work in the electrical industry, in the same trade or craft and in the same geographical area of the Pension Fund, you shall forfeit one (1) monthly pension payment for each calendar month during which you are employed forty (40) or more hours. Effective January 1, 2012, monthly dues for "A" members are $29 ($14 of which represents the portion attributable to your participation with the IBEW Pension Benefit Fund). As of February 1, 2015, the medical deductible for an individual is $600 and $1800 per family each calendar year. Is there a medical deductible for the retiree plan?There is no medical deductible for retirees and their spouses who are age 65 or over. %%EOF Forms. 351 0 obj <>stream It is important to complete a new data card as you have changes in your life such as marriage, divorce and dependents. H9(K;6inE&-ny{ZZvZvQD\M%?1sN#)_\*e. Do I have to be a certain age to Retire? If the I.B.E.W. m X,c5KfL@rq17M~17Hmq?_ynn~dz Complete list of Participants that have passed away: A tribute to our deceased members Benefit # Date of Death: Member: 1: 1/17/91: John L. Crossland: 2: 10/8/91: William (Bell) L . Sign the Books; Re-Sign; Jobs Board; Pay Dues; Contact Us; Death Benefits. endstream endobj 646 0 obj<>/Size 635/Type/XRef>>stream PENSION BENEFIT FUND . %%EOF The pension plan now pays out $85.00 per year of service for "A" rated members, a far cry from the original implementation. As union members, we bargain collectively with our employers over wages, benefits, and working conditions. For replacement cards with the same number, visit the HRA Participant Portal. As always, please feel free to contact the Trust Fund Office at (702) 415-2188 if you have any additional questions or concerns. The plan number assigned by the IBEW to the IBEW PBF is 001. 596 0 obj <> endobj STANDARD LIFE INSURANCE - $8,500.00 life insurance - paid through dues $76.56 yearly (effective 4/1/2020) IBEW PENSION BENEFIT FUND - (Death Benefit) $6,250.00 normal death - this benefit changes to no less than $3,000.00 if you have retired. Mr. Rich was a member of the IBEW and participated in its Pension Plan. What is normal retirement age? Retired participants receive a monthly pension . Can I use my HRA to pay for my Retiree Premiums?You cannot transfer money directly from the HRA Fund to pay your Retiree Premiums. 763-493-8830. These two plans functioned separately for many years and to improve benefits a decision was approved to combine the plans. No Cost. Enter the participant ID number5. Is there a deductible on our Prescription Drug Plan with CVS/Caremark? Enter the birth date of the participant or dependent6. What is the reason for a HIPAA Customer Service Consent form? DB namesort Name Initiation Status Deceased; 1905: Hicks Timothy: Timothy P. Hicks: 3/1/1974: Retired: 02/02/2023: 1904: Carroll James: James M. Carroll: 03/01/1972 . Every six to eight weeks unless your physician states on the form that you are permanently and totally disabled. This is in addition to your base pay. . Do I need to notify the Fund Office if my spouse passes away? If your spouse is under age 65 and not Medicare eligible, her or his benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. The PG&E Benefits Service Center will need a separate certified copy of the death certificate to pay life insurance benefits. At the 37th IBEW Convention held in September 2006, the delegates approved an increase to PBF pension benefits providing a $4.50 credit per year of service. In the event of your death, the individual you last named on your data card will be who your death benefits (if eligible) are paid. The beneficiaries of retired "A" members may also be eligible for a death benefit between $3,000 and $6,250, depending upon how much the member has received in pension benefits at the time of their death. Call 1-800-765-4239. $12,500.00 accidental death. To receive benefits from the NECA-IBEW Health and Welfare Trust Fund, you are required to fill out a Participants Data/Claim Statement (Data Card). How do I add someone to my coverage? January 26, 2023. Beneficiaries of . Find more information on the benefits, health insurance and pension for the International Brotherhood of Electrical Workers, Local 760. Does my spouse have to meet two deductibles? 0 The Joint & Survivor options give you a reduced lifetime benefit which will continue for your spouse in the event of your death. If you are applying due to disability, we recommend that you make application to the Retiree Plan at the same time you make application for Social Security Disability. Who should I contact for information about my pension benefits? This can occur in two ways: Note: not all Benny Card transactions require documentation to be submitted. The Pension Plan is specifically designed to provide lifetime income security for retirees and, in many cases, their spouses. IBEW 716 . If you elect the Joint and Survivor Annuity Benefit, your surviving spouse will receive the Survivor Benefit the month following your death. Miller was not alone. Zc8S!@$\0cG ;=q*Wz9ikCn8ukk.//nN7:bS{Q\v}rpR,*E(V>&9WWnH}U,Ain=Mk]3o}[7_+d4R^jn#)KE|'(D~].dAd,'1aN\HR"hLbLqgLYJh=cF. You may also contact the Fund Office to request a Pension Benefit Application to be mailed to you. A description of the IBEW Pension Benefit Fund is contained within Article XI of the IBEW Constitution, available online at www.ibew.org/members/pensionbenefitfund/ArtXI_041207.pdf. Tax statements will be mailed out at the beginning of each year showing the total amount of benefits you received the previous year. hbbd``b`$[A2`q V'UbeX V$10124Y~ If you would like a copy of your 2022 Form 1095-B, you may request a copy by email at: Eligibility@8thdistrictbf.org, by phone at: (844) 989-2321, or by mailing your request to: P.O. b3e00 Call and request a Pension Application and Retirement Summary. marriage, divorce, death of a beneficiary, etc.) How often can I get glasses or contacts? The Survivor Benefit provides your spouse with a benefit for their lifetime. For more info, see How To Use Your Benny Card. Ann Tinney has been employed by the IBEW Local 246 Union Hall and is available for questions. 70 0 obj <>/Filter/FlateDecode/ID[<42994DC3F1A3824EB762CD90F109DA64>]/Index[54 39]/Info 53 0 R/Length 88/Prev 153595/Root 55 0 R/Size 93/Type/XRef/W[1 3 1]>>stream Additionally, named beneficiaries of "A" members may receive a $6,250 death benefit if death occurs by natural causes or $12,500 for those who die by accident. When "A" members are placed on pension with the IBEW Pension Benefit Fund, dues payments to their local unions cease. The Pension Director also serves as the Reciprocal Administrator (RA) for the Electrical Industry Pension Reciprocal Agreement and the Electrical Industry Health and Welfare Reciprocal Agreement. In the Agreement and Working Rules dated January 1, 1944, it . Endangered Status Notices. Complete a Pension Benefit Application. endstream endobj 597 0 obj <>/Metadata 53 0 R/PageLayout/OneColumn/Pages 590 0 R/StructTreeRoot 68 0 R/Type/Catalog>> endobj 598 0 obj <>/Font<>>>/Rotate 0/StructParents 0/Type/Page>> endobj 599 0 obj <>stream Your rights are protected by U.S.E.R.R.A. to which the benefit can be paid, the death benefit shall revert to the I.B.E.W. Effective May 30, 2016, a pension pre-retirement death benefit will no longer be forfeited if you are How long does it take for my benefits to begin once I retire? What is normal retirement age? 54 0 obj <> endobj Current benefit is equal to 50% of the accrued benefit . There is a Surviving Spouse option available under the Retiree Plan of Benefits. oI;d:lI4pU*RI(CjhEADJ[PYJCP6W|C|Q{Jel-(wLC%co-%)!WCi!BH^jpZzV!4Db(.]h@NEU!o$I;KlQ8:tAoIXI. 0000000567 00000 n IBEW Local 1547. endstream endobj 602 0 obj <>stream For retirees and their spouses and dependents who are Medicare-eligible, please contact SilverScript at 1-844-449-4729. Once your spouse passes away, no further benefits are due. has compiled the questions and answers listed below as a general explanatory guide to the Local Union (L.U.) If I lose eligibility will I be notified once I become eligible again? This vested right will entitle him to receive, commencing at age sixty-five (65), pension benefits computed on the basis of four dollars and fifty cents ($4.50 . When I become eligible for Medicare, will I still have prescription coverage? 243 0 obj <> endobj B) Reduces down monthly by amount of checks received Go to: www.ibew.org . The IBEW Local 278 Benefits Funds work to ensure the stability that each of our members and their families deserve. Who should I contact for information about my pension benefits?How do I apply for pension benefits? On behalf of the staff at BeneSys Administrators, our office is happy to be working with you and your Board of Trustees. If a generic is available and you choose the brand, then you will pay the brand co-pay plus the difference in cost between generic and brand. 'b=7;Kb c43nSmk^L;:9d1E(}63w\^^ }!PxCO#/&LE{|[` 6 All completed forms need to be received by IBEW 292 Benefits Office by December 2, 2022. Half of all IBEW members hold "A" membership, but "A" membership is available to all IBEW members. The Alternate Plan does not provide dental and vision coverage. When I become eligible for Medicare, do I have to purchase Medicare Part B? Call 1-800-765-4239 2. The amount of your monthly benefit may be increased if you meet certain conditions. QUESTIONS AND ANSWERS . If I lose eligibility will I be notified once I become eligible again? If no beneficiary is named, benefits will be paid to the surviving spouse; if no surviving spouse, then to the decedent's estate. IBEW Local 602. The best way is to ask the provider if they are in the BlueCross/BlueShield network, or go to provider finder on the BlueCross/BlueShield website and do a provider search. hO0SBBiD^k-unJTgQD(QLEBX)2Hp9a"bJXS]Z\JV0-F(lQpVpl/ The most recent changes to the PBF death benefits were approved at the 2001 Convention and became effective January 1, 2002, thereby increasing the death benefit payment to $6,250 and providing for an accidental death benefit of $12,500. An IBEW pension will enable you to enjoy life without having to worry about making ends meet. If the member is not survived by children under the age of 21, benefits will be paid to the designated beneficiary. However, the application MUST be received in the Fund Office within 90 days of the last day worked, 90 days from the run out of bank hours or 90 days from the date you receive your first proof of award. www.ibew.org/members/pensionbenefitfund/ArtXI_041207.pdf. Currently, when "A" members submit dues to their local unions, $14 of that payment represents their participation in the fund. This vested right will entitle him to receive, co mmencing at age sixty - five (65), pension benefits computed on the basis of four dollars and fifty cents . - If you were receiving a reduced monthly benefit in the form of a Joint & Survivor Option your benefit will revert to the amount you would have received under the Single Life Option. What is the medical deductible per year for an individual and for the family? INFORMATIONAL How can I check my eligibility or claim status? At the 1991 Convention, the EWBA and PBF were amalgamated into one fund, and as a result, death and pension benefits were significantly improved. Event of Death Processing and Appeal. Of course, informing the union's administration office about your loved one's death might not be necessary if the deceased was still working at the time of death. You are also required to seek employment upon returning from duty. Why do I need to complete a Beneficiary Data Card? If I am called up for military service, do I retain my pension rights? Call 1-800-765-4239. At that point the system will inform you . Base Plan COBRA is for Base Plan members, and ALT Plan COBRA is for ALT Plan members. %%EOF HRA reimbursement form. Those retired "A" members continue to play a part in strengthening the IBEW; and although they may no longer be active members, they remain important. Why is my Benny Card suspended? The Department researches and corrects data not provided (or incorrect data) for members. If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible?Your benefits will be paid according to the schedule of benefits for Retired Employees Over Age 65 and Eligible for Medicare, and your spouses benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. Inform the union's administrative office about your loved one's death. For a Married Participant the Basic Form of Benefit is a Participant and Spouse Pension (otherwise referred to as Husband and Wife Pension in the SPD or 50% Joint and Survivor Pension)(following death of participant spouse gets 50% of Participants amount). For "A" members with 20 years or more, those who meet the qualifications of an applicant for pension may apply for early retirement between the ages of 62-64, but will experience a 6.66% reduction in monthly payments for each year or part thereof that they are under the age of 65 at the time they begin to receive a benefit. If your spouse has a higher deductible, we would pay as secondary once our deductible is met. Can I use my HRA to pay for my Retiree Premiums? For example: Hours worked in May are not received in the Fund Office until mid-June. If I am on the Retiree Plan and return to work, what will happen? The EWDBS meeting concluded at 5:55 p.m., at which time the General Membership Meeting resumed. Section 1 - Benefit Options Information Timing and Availability The following describes the distribution options available to you for the death benefit you are claiming. You will be notified by the Fund when it is time to enroll in SilverScript (Approximately 2-3 months prior to turning 65). When contacting your local union, request and complete a Form 124 (Beneficiary Designation Form) designating your beneficiary for death benefits. Do I have to be a certain age to Retire? e A,.nP3)Z Hs1?8Y#/CsJ\q2UY30 2cf`0e`xpZx8] H b 72 0 obj <> endobj A:+)$%6j\BQ^3hOtbm)SchHx !=Z}8$J=._^-, Example of payout: 30 consecutive years of membership = $4.50 x 30 years = $135/month. Yes, you need to enroll in BOTH Medicare Part A and Part B. Transamerica requires you to have both Part A and Part B. a Benefit and Pension Credits. Do I need to complete an accident form even though my claim wasnt due to an accident? 635 13 There are some individuals who may not be able to take early retirement until age 57. H|T=o@+8e'^fh2$KU` h3#yMYVH Mobile App: go to Me, Manage Debit Cards, then Report Lost/Stolen. You may name someone other than your spouse as your beneficiary; however your spouse must consent in writing to this. The 10-Year Certain (Early Retirement or Normal Retirement options) gives you a lifetime benefit, but if your death occurs after you have received at least 120 monthly payments (10 full years) no benefits will be payable to your beneficiary. This card is sent to you on a periodic basis. Does my spouse have to take his/her own insurance if it is offered by his/her employer regardless of the cost? but not disability pension benefits or death benefits. 'b(hvblo``0{7_SufsYOnpD$^kBc3/T^f`: c` X,1%)%Q]I| ^P(2p i4 cz 6iV Please contact the Fund Office for a complete listing. Upon the death, on or after January 1, 2007, of a non-retired "A" member who then has at least six (6) months continuous and active good standing, the beneficiary to receive the death benefits payable under this paragraph . All individuals currently holding "BA" membership with the IBEW are encouraged to take advantage of the benefits associated with changing their membership to "A." The Retiree Plan is NOT automatic, so you will need to submit an application to our office. Critical Status Notices. hbbd```b``6A$ Why is my maintenance drug being rejected at the retail pharmacy? The SilverScript coverage will remain in effect unless you elect a different Medicare Part D Plan outside of the Fund's SilverScript Plan. Please call the benefits office if you have any questions. All rights reserved. ]jDi{ue*5/)vjwrF9=tKj7 "4#RJ&]s?S hUk0W=}K6B-uP%&1$v]-YqtE}w/3-* W"hIt:|EK\%nyS^7-1Fyg6[7D*:v2~=\h&xD,wb76I]VGm)Z_j@vUYMmuy. endstream endobj 73 0 obj <> endobj 74 0 obj <> endobj 75 0 obj <>stream Southern California IBEW held that upon the Alternate Payee's death, the retiree will receive the full pension amount. How long do I have to submit my retiree application? No Disability Pension, Death Benefit or Optional Spousal Benefit Lump sum payment made if monthly benefit equal to or less than $30.00 (U.S.) or Canadian equivalent . 1; If you leave a job that offers a pension, it may be possible to take a lump sum payment at the time of your departure and roll over those funds into an IRA. If I take another job after I retire, will I lose my pension? Your claims should be automatically submitted to the Fund Office from Medicare. 92 0 obj <>stream If I take another job after I retire, will I lose my pension? Any questions about membership type can be directed to the office of your local union. endstream endobj 60 0 obj <. (:DaY4=aqnut7`+*d18?'B6ld0_2~$Dx A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. If you were previously on the Base plan, you will have dental and vision coverage ONLY the months that you are eligible due to hours worked. February 20, 2023. The system will provide eligibility status information. Also, the Board of Trustees is proud to announce that the Fund will be providing dental and vision benefits to retirees and their dependents with Base Plan coverage. Login If you're younger than 75 when you die, this payment will be tax-free for your beneficiaries. United Concordia: This February, show a little love to your gums. . The Plan pays: $25,000 death benefit for active employees. IBEW Local 915 | Retirement Benefits. The IBEW has a long history of designing and providing benefits to help its members. The information below pertains to "Active" (non-retired) participants and retirees, and their spouses, under the age of 65 who are not Medicare-eligible. hbbd``b`z$[A8`5 +D$Xi H1xb``D'` L Current benefit is 120 monthly payments equal to 50% of the accrued benefit starting the month after death. IBEW Pension Benefit Fund (PBF) Documents. What is the reason for a HIPAA Customer Service Consent form? Roseland, NJ 07068. Local 60 Death Benefit: Benefit: $4 per Active Member & Retiree (approx) $6,800 Contact: IBEW Local 60 Office 3518 N. Loop 1604 E. San Antonio, TX 78247 210-337-1741. What if I die while I am receiving a benefit. Please do not email the Benefit Application as it contains private information and email may not be HIPAA-compliant. Pension Benefit Fund on the second anniversary of the member's death and no benefit will be paid subsequent to the reversion. Yes, Weekly Income Benefits are considered income. The normal retirement age is 65 years old. 343 0 obj <>/Filter/FlateDecode/ID[<59C37237E8D73848ADB71F1CF7336A7E><8673EE9BDAF8CA4C85DA5E6443BC9857>]/Index[326 26]/Info 325 0 R/Length 95/Prev 488274/Root 327 0 R/Size 352/Type/XRef/W[1 3 1]>>stream How long do I have to submit my retiree application? xb```b````f` ,`&Se.P'U&qULg3|eLeIi)S8,#VZbb`Fsl0Es LI Ap} rj . 0000000952 00000 n The International Executive Council (I.E.C.) Do you take COBRA payments over the phone? Bylaws of each local union vary, but for most local unions, only "A" members can be local union officers. The benefits associated with "A" membership in the IBEW are just one of the examples of the way the IBEW "takes care of their own," said Larry Reidenbach, Senior Executive Assistant to International Secretary-Treasurer Salvatore Chilia. HEALTH REIMBURSEMENT ACCOUNT (HRA)How do I order new Benny Cards? Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? in addition to plans managed through the Joint Industry Board and the IBEW Pension Benefit Fund. hbbd```b``KA$BXf Lr`]`v4& "%-=`v? g>$5dL` /ge`& I Ft e! Register online at www.caremark.com. Sometimes there is a delay in paying your benefits until your final hours are received in the Fund Office. It is important that NEBF be notified of your or your spouse's death and receives a copy of the death certificate as soon as possible. 2. Yes. ~7DoG)sl" H:_\V:IRT3?f.M[70jG24t#YS=7b%S Q=IPxx&q?hF%hg^J|oB:/~i};p;\80 \8 %PDF-1.5 % You should contact the Fund Office for questions regarding your pension benefits. 615 0 obj <>stream 1. What if my dentist isnt a Guardian provider? May I name someone other than my spouse as my beneficiary? These benefits are available only to the employee -- not to the dependents. As an IBEW Journeyman, you'll receive between $2.39 and $4.25 per hour from your employer for your pension. DISABILITY When I am receiving Weekly Income Benefits due to disability, do I have to complete the weekly letter each week? We will ask for such things as marriage certificates, birth certificates, divorce decrees, proof of spousal insurance and child affidavits depending on your particular situation. PHONE. 85 0 obj <>/Filter/FlateDecode/ID[<1521582D4AF3C147A9EC9F0B6DE25442>]/Index[72 22]/Info 71 0 R/Length 79/Prev 271671/Root 73 0 R/Size 94/Type/XRef/W[1 3 1]>>stream Upon the death of an "A" member a death benefit shall be payable as follows: (a) Benefit Level. If I have a Deferred Vested Benefit under the Plan, must I do anything to receive these benefits? - 20.00% reduction . trailer Does my spouse have to take his/her own insurance if it is offered by his/her employer regardless of the cost? ;#akpy3x]|Zj '| v;|h '|Z pE!?K=]Y3Vm.xzK4L H|SMO@WqvXBH@@UzH98vJ-Rmt`T"QeM^t0URU!M"8)dNT"XumTH z1Q d3-4'dh$ibfV9_. The 5-Year Certain (Early Retirement or Normal Retirement options) gives you a lifetime benefit, but if your death occurs after you have received at least 60 monthly payments (5 full years) no benefits will be payable to your beneficiary. How often can I get glasses or contacts? Is there a deductible for Dental and Vision Benefits? endstream endobj startxref Visit IBEW Pension Department. A6: Not while still an active "A" member. The Electrical Workers Death Benefit Society was established on January 1, 1940, by the membership of Local Union 3, I.B.E.W. 0 However, you can submit a claim to the HRA department for reimbursement after your premium has been deducted from your bank account. Corpus Christi, TX 78417 Phone . %PDF-1.5 % DENTAL/VISION Is there a deductible for Dental and Vision Benefits? endstream endobj 601 0 obj <>stream As with many pension plans, the IBEW Pension Benefit Fund faces challenges; and at the 2011 IBEW International Convention in Vancouver, Canada, action was taken to strengthen the plan. Contractors Association (NECA) in 1946 to provide . Should I apply for benefits even if I dont think I am entitled? 326 0 obj <> endobj Please go to the Documents and Forms library at https://www.neca-ibew.org/Documents-and-Forms, category Accident Forms, to download an accident form.

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